talikaAcceptance of these terms
These Terms & Conditions (“Terms”) govern your use of the Talika mobile app and the Talika website (together, the “Service”), provided by Softisia (“Softisia”, “we”, “us”). By downloading, installing or using Talika, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Service.
The service
Talika is a personal organiser for money, tasks and grocery lists. It lets you record accounts, income, expenses, transfers, borrowed and lent money, budgets, recurring payments, tasks, reminders and grocery lists, and view reports about them. Talika works offline and stores your data only on your device.
Talika is provided free of charge. There are no ads, subscriptions or in-app purchases.
Licence to use Talika
Subject to these Terms, Softisia grants you a personal, worldwide, royalty-free, non-exclusive, non-transferable and revocable licence to install and use Talika on devices you own or control, for your personal use.
You may not: sell, rent or sublicense the app; copy, modify or create derivative works of it except as allowed by law; reverse engineer it except where the law expressly permits; remove our branding or notices; or use the app in a way that breaks any law.
Your data and backups
- Everything you enter into Talika belongs to you and is stored only on your device.
- Because Softisia does not receive or store your data, we cannot recover it if it is lost: for example if you uninstall the app, clear its storage, reset or lose your phone, or use Erase all data.
- You are responsible for keeping backups. Use More → Your data → Export backup regularly and store the file somewhere safe and private.
- Backup files are not encrypted. Keep them private and only restore files you trust.
Not financial, legal or tax advice
Talika is a record-keeping and planning tool. Balances, budgets, reports, savings rates and other figures are calculated from the information you enter and are provided for your convenience only. They are not financial, investment, accounting, legal or tax advice, and they are only as accurate as the data you enter.
Talika does not convert between currencies, does not connect to your bank, mobile banking or crypto accounts, and does not move or hold money. Always confirm important figures with your bank, provider or a qualified professional before making decisions.
Reminders and notifications
Reminders depend on your phone’s notification and alarm settings, battery optimisation, operating-system behaviour and the permissions you grant. We work hard to make them reliable, but we cannot guarantee that every reminder will be delivered on time. Do not rely on Talika as your only reminder for critical, medical, legal or financial deadlines.
Acceptable use
You agree not to use the Service to break any law, to infringe anyone’s rights, or to interfere with or attempt to gain unauthorised access to the website or its infrastructure. When you record information about other people (for example a name in a debt), you are responsible for handling it lawfully and respectfully.
Intellectual property
The Talika name, logo, icon, design, illustrations, text and software are owned by Softisia or its licensors and are protected by copyright, trademark and other laws. These Terms do not give you any rights to them except the licence described above. Feedback you send us may be used to improve Talika without obligation to you.
Voluntary support (donations)
Talika is free. You may choose to support Softisia through the “Support Talika” / “Support softisia” buttons, which take you to our page on Support Kori (supportkori.com). Donations are entirely voluntary, do not unlock features or create any obligation for Softisia to provide additional services, and are processed by Support Kori and its payment partners under their own terms. Except where required by law, donations are non-refundable; contact us if you believe a donation was made by mistake.
Third-party services and links
Talika is distributed through Google Play and, in future, the Apple App Store. Your use of those stores is governed by their own terms. The app and website contain links to third-party websites (such as Support Kori, softisia.com and social networks). We are not responsible for the content, policies or practices of third-party services.
Updates and availability
We may update Talika to add features, fix problems or improve security, and some updates may be required to keep using the app. We may change, suspend or discontinue the app or website at any time. Because your data is stored on your device, discontinuing the Service would not delete data already on your phone.
Disclaimer of warranties
To the fullest extent permitted by law, the Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted, error-free or free of data loss.
Limitation of liability
To the fullest extent permitted by law, Softisia and its team will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits, revenue or savings, arising from or related to your use of, or inability to use, the Service, including missed reminders or decisions made based on figures shown in the app.
Because Talika is provided free of charge, our total liability for any claim relating to the Service is limited to the greater of the amount you paid us for the Service (which is zero) or BDT 1,000. Nothing in these Terms excludes liability that cannot be excluded under applicable law.
Indemnity
You agree to indemnify Softisia against claims, losses and expenses (including reasonable legal fees) arising from your misuse of the Service or your breach of these Terms, to the extent permitted by law.
Termination
You can stop using Talika at any time by uninstalling it. We may terminate the licence above if you breach these Terms. Sections that by their nature should survive termination (such as intellectual property, disclaimers and limitations of liability) will survive.
Governing law
These Terms are governed by the laws of the People’s Republic of Bangladesh, without regard to conflict-of-law rules. Disputes will be subject to the jurisdiction of the courts of Bangladesh, unless the consumer laws of your country of residence give you the right to bring a claim in your local courts.
Changes to these terms
We may update these Terms from time to time. We will post the new version on this page and update the “Effective” date. If a change is significant, we will give notice in the app or on the website. Continuing to use Talika after changes take effect means you accept the updated Terms.
Contact
Questions about these Terms? Contact Softisia through www.softisia.com or on Facebook or LinkedIn.
Softisia · Pabna & Rajshahi, Bangladesh · Wyoming, USA